Performance Marketing Agencies
You front the ad spend. Clients pay in 30–90 days. Parker gives you the high-limit cards and flexible repayment terms to keep campaigns running without using your own cash as collateral.
Agencies & Media Buyers — Campaign Spend Dashboard
Agencies float ad spend for 30–90 days while clients collect, approve, and pay invoices. Most cards weren't built for this model — and it shows.
Low limits kill campaign scale — cap out mid-campaign and lose the conversion window
Monthly reimbursement cycles hurt cash flow — you float while clients sit on net-30/60 invoices
No per-client visibility — shared cards mean messy reconciliation and allocation errors at close
Capital constraints become strategy problems — paused campaigns get blamed on performance, not funding
Agencies — Cash Flow Gap diagram showing agency float period vs client invoice payment timeline
Parker is built for the agency model: revenue-based underwriting, unlimited virtual cards per client, and Daily repayment options that keep limits high all month long.
Pay daily, keep your balance near zero, and earn up to 2.65% cashback on every dollar of ad spend. Never pause a campaign because your card hit its limit.
Daily Repayment Flow
Unlimited virtual cards, created instantly. Assign one per client, per campaign, or per platform. Expense tracking becomes automatic — no more reconciliation headaches.
Virtual Cards per Client
Parker underwrites on your agency revenue, not cash balance. As you win more clients and scale billings, your limit scales automatically — no manual review needed.
Revenue-Based Limit
Per-Client Control
Issue unlimited virtual cards instantly — one per client, campaign, or platform. Spend is automatically tracked, allocated, and reportable without manual sorting at close.
Agencies — Virtual Card Manager showing per-client and per-campaign card assignment with spend tracking
Unlimited virtual cards — created instantly, assigned by client, campaign, or platform
Automatic spend allocation — no manual sorting, no spreadsheet reconciliation
Per-card spending limits — cap each client budget independently with real-time controls
Instant reporting by client — export clean spend data by campaign at any point in the month
Float Management
Parker Bill Pay and Treasury work together to reduce the time between paying for campaigns and collecting from clients.
Pay your card balance daily, keep the limit near zero, and earn 2.65% cashback on every dollar of ad spend.
Daily Repayment Flow
Match your card repayment cycle to client payment terms. Collect from clients before your balance is due.
Net 60 Billing Cycle
Pay production vendors, freelancers, and tools via bill pay on your Parker credit line. Preserve cash for campaigns.
Bill Pay Vendor Screen
Built for Agencies
Revenue-based underwriting. Per-client card management. Terms that match your invoicing cycle. No personal guarantee.
Revenue-based underwriting — limits tied to agency billings, not personal credit
No personal guarantee — protect personal assets even in a tough quarter
Limits up to $5M — scales automatically as billings grow
Decision in hours — card live within one week of approval
Agencies — Limit Dashboard showing revenue-based underwriting with agency billings as primary signal
No personal guarantee. Underwritten on your agency revenue.