Traditional lenders don't know how to read MRR. Parker does. Get a credit limit based on your subscription revenue — not your cash balance — so you can invest in growth without slowing down.
Banks and card issuers still underwrite on assets and credit history. SaaS companies have predictable, compounding revenue — but that doesn't show up in a cash balance.
You have $200K in predictable monthly recurring revenue, but your card limit is based on a $50K cash balance. Legacy underwriting misses the most important signal in your business.
You close an annual deal in Q1 and spend heavily on onboarding and infrastructure. But cash from that deal depletes before the contract renews. Monthly card cycles don't help.
Cloud infrastructure, marketing tools, contractors, and SaaS subscriptions all charge on their own schedule. Managing dozens of card charges without visibility creates chaos at month close.
Parker connects to your revenue data and builds a credit limit around what your business actually earns — recurring revenue, operating patterns, and growth trajectory.
Parker reads your revenue performance, not just your bank balance. Your credit limit is sized to your subscription revenue — and grows as your ARR grows, without reapplying.
Every transaction gets its own 60-day repayment window. Pay for infrastructure, contractors, and tools today — settle after your next revenue batch lands.
Assign a unique virtual card to every SaaS tool, contractor, or budget category. Get clean spend data automatically — no manual categorization required at close.
No personal guarantee. Underwritten on your recurring revenue.