E-Commerce & DTC
Parker was built for DTC brands scaling on Meta and Google. Adaptive credit limits, per-transaction terms, and banking that keeps up with your growth — all without a personal guarantee.
E-Commerce & DTC — Spend & Revenue Dashboard
Monthly statements kill momentum — you pay suppliers before ad revenue lands, then run out of room
Limits don't grow with revenue — underwritten on personal credit, not business performance
Personal guarantees put your assets at risk — one bad quarter and your home is on the line
Parker fixes all three — per-transaction terms, revenue-based limits, no personal guarantee
E-Commerce — Cash Flow Gap diagram showing traditional card billing cycle vs Parker per-transaction terms
Per-transaction rolling terms. Adaptive limits based on real revenue. No personal guarantee. Everything DTC brands need to run aggressive acquisition without running dry.
Every ad campaign and supplier payment gets its own 60-day deadline — not a shared monthly statement. Pay when your ROAS lands, not before. The only card in the market that works this way.
Net 60 Per-Transaction
Limits are based on your revenue performance, Shopify data, and banking activity — not a personal credit score. The more you grow, the more you can spend. No manual reviews, no reapplication.
Adaptive Limit Engine
Run Meta and Google campaigns on a Daily repayment card and earn the highest cashback rate available. Every dollar of ad spend returns value — not just traffic.
Cashback on Ad Spend
Ad Spend
Run Meta, Google, and TikTok at full throttle. Every transaction gets its own 60-day window — not a shared statement. Pay when ROAS lands, not before your next campaign launches.
Per-transaction Net 60/90 — each campaign gets its own due date, not a pooled statement
Virtual cards per channel — Facebook, Google, TikTok each tracked independently
Up to 2.65% cashback on ad spend — every dollar of media budget earns back
No cash reserves needed — credit line absorbs the float between spend and revenue
E-Commerce — Ad Spend Dashboard with per-channel virtual cards, per-transaction due dates, and cashback tracker
Supplier Payments
Inventory, 3PL, and freight hit before revenue lands. Pay vendors on extended terms with your card or credit-backed bill pay.
Buy inventory now, pay when product has sold and revenue has cleared. Up to 90 days per transaction.
Net 90 Inventory Timeline
Pay any vendor via ACH, check, or wire using your Parker credit line. Freight, 3PL, and agency invoices covered.
Bill Pay Vendor Screen
See every upcoming outflow against incoming revenue. Know the gaps before they become crises.
Cash Flow Forecast Chart
Intelligence
Real-time P&L, LTV/CAC, and 90-day cash flow forecasting connected to your card, banking, and bill pay. No spreadsheets. No month-end panic.
E-Commerce — Intelligence Dashboard with real-time P&L, LTV/CAC by channel, and 90-day cash forecast
Real-time P&L — live profit and loss across every channel and SKU
LTV/CAC dashboards — see whether growth is profitable at every step
QuickBooks & Xero sync — every transaction auto-coded, close faster every month
90-day runway — always know how long you can operate at current burn
Join 1,000+ DTC brands who stopped letting cash flow hold back their growth. Application takes under 10 minutes. Card live within one week of approval.